Everything you need to know about DASPR
DASPR (Daily Available (Safe) Spend Pulse Record) is a privacy-first personal finance app that gives you one simple number: how much you can spend today — safely, clearly, and confidently. No spreadsheets. No guilt. Just your available spend, updated daily.
DASPR stands for "Daily Available (Safe) Spend Pulse Record." Each word reflects a core aspect of our approach:
DASPR differs from traditional finance apps in several key ways:
This is intentional. While transaction importing is convenient, it bypasses the crucial moment of awareness that leads to behavior change. Studies on successful habit formation show that the small "friction" of manual recording creates a powerful pause that helps you make more mindful decisions.
Think of fitness apps where users log their meals—the act of logging itself helps create healthier habits, even if the calorie counts are approximate. The same principle works for your financial health.
Absolutely! DASPR is designed to complement rather than replace your existing financial tools. Many users keep their automated tracking for record-keeping and tax purposes while using DASPR for daily spending decisions and mindfulness.
Think of it like using a fitness tracker for your overall physical activity while also using a dedicated workout app when you're at the gym. Each serves a different purpose in your wellness journey.
Setting up DASPR takes about 5 minutes. You'll enter a few key figures:
DASPR then calculates your Daily Safe Spend automatically. You don't need to create an account or connect any financial institutions.
No, DASPR doesn't use traditional expense categories. Unlike conventional budgeting apps, we focus solely on discretionary spending—the money you choose to spend each day. Fixed expenses like rent and utilities are already factored into your Daily Safe Spend calculation.
This simplicity is intentional. Research shows that focusing on a single number reduces decision fatigue and makes it easier to build sustainable financial habits.
All your financial data is stored locally on your device. DASPR never sends your financial information to our servers or any third parties. This is a core part of our privacy-first approach.
Since we don't store your data on our servers, we also don't require account creation. Your privacy is completely protected.
No. DASPR is intentionally designed as a standalone app that doesn't connect to your bank accounts or credit cards. By removing this connection, we eliminate the privacy and security risks that come with sharing financial login credentials.
This approach also means your financial institutions won't have visibility into how you're using DASPR to manage your money.
Daily Safe Spend is the centerpiece of DASPR—the single number that tells you exactly how much you can spend today while staying on track with your financial goals.
It's calculated by taking your monthly income, subtracting your fixed expenses and savings targets, and then dividing by the number of days in the month to give you a daily figure. This number updates each day based on your actual spending.
The Flex Buffer is DASPR's way of giving you flexibility within structure. It accumulates when you spend less than your Daily Safe Spend, creating a cushion for days when you need to spend more.
For example, if your Daily Safe Spend is $50 and you only spend $30 today, $20 goes into your Flex Buffer. Tomorrow, if you want to spend $70, you can pull $20 from your Flex Buffer without affecting your financial health.
The Flex Buffer has a rolling limit to prevent stockpiling and encourage consistent habits.
Spend Pulse is DASPR's visual representation of your financial health, similar to how a heart rate monitor shows your physical health. It's an intuitive, heartbeat-style visualization of your spending patterns over time.
The pulse uses color-coded health indicators:
DASPR offers three ways to handle large expenses:
This flexibility helps you maintain financial awareness while acknowledging that life isn't perfectly predictable.
You can update your income and fixed expenses anytime in the Settings screen. DASPR will automatically recalculate your Daily Safe Spend based on your new financial reality.
We recommend reviewing these figures monthly to ensure your Daily Safe Spend remains accurate as your life circumstances change.
Download DASPR today and experience the clarity of having one simple number to guide your daily spending decisions.
